Welcome to CheckerBy completing a simple questionnaire you can find out whether your Credit Agreement complies with the law – It may be invalid and you might be entitled to compensation. |
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| The law |
| Checker system |
| Copy agreement from lender |
| Complain to your lender |
| Alternative Dispute Resolution |
| View sample checker report |
| Court of Appeal cases |
| Reference library |
| BBC Look North feature |
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Do you have a Credit Agreement ?
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If you have a loan, or you have purchased goods on credit, to the value of £25,000 or less, then there should be a Credit Agreement in place between you and the lender. The content of the agreement has to conform to Regulations in accordance with the Consumer Credit Act 1974 - most credit agreements do not.
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Checker makes you aware of your rights and it simplifies the way of finding out whether your Credit Agreement is compliant. All you need is a copy of your agreement and you can complete the Checker process and find out whether it is compliant. Complete the Checker questionnaire to determine the validity of your Credit Agreement. |
Once you have completed the questionnaire and it is shown that your agreement is flawed you can use the Checker report to seek compensation or to make a complaint. If you want to make a claim yourself click on the DIY button. If you want our partner claims company to make a claim on your behalf click the No-fee button. |
The Law
The Checker System 
Check and Claim|
Quote: Lord Justice Sedley – " the moral for a pawnbroker such as Mr Howard is that if he wants the rewards of his trade he must operate strictly by the book, and that the failure to do so may be not merely to unravel agreements, but to reverse the indebtedness that they have purportedly caused."
Penelope Wilson V Howard Pawnbrokers at the London Court of Appeal, Royal Courts of Justice, The Strand. 5th February 2005. Appeal dismissed with costs |