Welcome to Checker

By completing a simple questionnaire you can find out whether your Credit Agreement complies with the law – It may be invalid and you might be entitled to compensation.

  
Home About us Contactus FAQ's PartnersCheck my agreement  
The law
Checker system
Copy agreement from lender
Complain to your lender
Alternative Dispute Resolution
Court of Appeal cases
Reference library
 

Terms & Conditions

Please read this agreement carefully as it governs your use of our online services and limits our liability to you. By clicking “I accept” at the end of this screen and accessing the website at www.checkmyagreement.co.uk (the “Service”) you are forming a contract and agreeing to the terms that appear below. References to “you” and “your” are to you as an individual. If you use the Service in the course of your business, you are also agreeing to this agreement on behalf of that business and references to “you” and “your” include your business. If you have any questions please email us at info@checkmyagreement.co.uk

“Members” are those individuals or organisations who have entered into a separate members agreement with Financial Agreements Solutions Limited (“FAS”) and have been provided with a user name and password.

“Licensees” are all other those individuals or organisations who have not entered into a separate agreement with Financial Agreements Solutions Limited (“FAS”) and receive a user name as part of the registration process.

GENERAL TERMS


1              Provision of Service

1.1          The Service is provided by Financial Agreements Solutions Limited, whose registered office is at:  4 St Andrews Place, Lancashire, BB1 8AL.  (the “Company”). If you are a Member, you will have already received a user name and will receive access to the Service following payment for the period of your Subscription.  If you are a Licensee you will receive access to the Service once you have completed your registration.
1.2           You acknowledge that you have provided the Company with accurate and complete registration information and that it is your responsibility to update the Company of any changes to that information (including your email address) by emailing info@checkmyagreement.co.uk
1.3           Each Subscription as a Member or Licensee is for a single organisation only as included in your Members Agreement/registration information. On registration/the commencement of your members agreement, you will be allocated a user name and password (“ID”). You may choose to authorise your employees (together “Users”) to use your ID whilst carrying out the business of your organisation. You are responsible for all use of the Service by all such Users and anyone else using your ID and for preventing unauthorised use of your ID. You must ensure that your Users comply with the terms of this agreement and all reasonable user terms made available on the Website.
1.4           If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your ID, you must notify the Company immediately by emailing info@checkmyagreement.co.uk  If the Company reasonably believes that your ID is being used in any way which is not permitted by this agreement or the Members Agreement, the Company reserves the right to suspend access rights immediately on giving notice to you and to block access from your ID until the issue has been resolved.
1.5           The Company is continually seeking to improve the Service. The Company reserves the right, at its discretion, to make changes to any part of the Service provided that it does not materially reduce their content or functionality.

2              Limited Rights to Use Content

2.1           All material displayed on the Service (“Content”) belongs to the Company or its licensors. Subject to clause 2.2, you/your Users may, and subject to the terms of the members agreement where you are a Member,:
2.1.1        complete the Content on a computer screen;
2.1.2        print individual pages on paper, but not store such pages in electronic form on disk or on your PC internal server or otherwise; and
2.2           Most of the Content in the Service is owned by the Company but certain content is used under licence from third parties (“Third Party Content”) and will be marked with the copyright notice of those third parties. Some of the Third Party Content will be subject to additional restrictions—the relevant copyright notice will make it clear where that is the case.
2.3           You may not (without contacting us to obtain prior written permission):
2.3.1        redistribute any of the Content (including by using it as part of any library, archive or similar service);
2.3.2        remove the copyright or trade mark notice from any copies of the Content made under this agreement;
2.3.3        create a database in electronic or structured manual form by systematically downloading and storing all or any of the Content or recreating any of the Content; or
2.3.4        except as expressly set out above, modify, reproduce or in any way commercially exploit any of the Content (your use of a printed document once is not deemed to be commercial exploitation in breach of this clause).
2.4           Copyright in any document that is made available for download (if you are a Member) and/or printing for the participation in the Service (“Document”) belongs to the Company or its suppliers. Your use of the Document is governed by the terms of this agreement and/or members agreement.
2.5           You acknowledge that “[insert Company trade marks]” are trade marks and that you may not use them without written permission.

3              Fees

3.1           Fees for individual documents are payable [prior to your printing the same] unless otherwise stated in the members agreement.

4              Amendments

4.1           We may update these Terms and Conditions from time to time for legal or regulatory reasons or to allow the proper operation of the site and the Service. Any changes will be notified to you via the e-mail address provided by you on registration or via a suitable announcement on the site. The changes will apply to the use of the site after we have given notice. If you do not wish to accept the new Terms and Conditions you should not continue to use the site. If you continue to use the site after the date on which the change comes into effect, your use of the site indicates your agreement to be bound by the new Terms and Conditions.

5              Warranties

5.1           The Company warrants that:
5.1.1        it will use all reasonable skill and care in making the Service available to you and in ensuring its availability during your Subscription;
5.1.2        it has the right to license the Content under this agreement; and
5.2           Because of the number of sources from which the Company obtains the Content and because of the nature of the Internet and archived information, errors and omissions do occur and the Company does not give any other warranties in respect of the Service. In particular, you should not take the accuracy of the information for granted and the Company makes no warranty that the Website is free from infection by viruses or anything else that has contaminating or destructive properties. All implied warranties are excluded from this agreement to the extent that they may be excluded as a matter of law.
5.3           Your access to the Service may be occasionally restricted to allow for repairs, maintenance or the introduction of new facilities or services. We will attempt to restore the service as soon as we reasonably can.
5.4           We make no promise that the Content are appropriate or available for use in locations outside [the United Kingdom], and accessing the site from territories where its contents are illegal or unlawful is prohibited. If you choose to access this site from locations outside [the United Kingdom], you do so on your own initiative and are responsible for compliance with local laws.

6              Limitation of Liability

6.1           The Company will use its reasonable endeavours to remedy faults in the Service during the Subscription or your use of the Service as appropriate. If we are in breach of this agreement, you agree that your only recovery for damages that you incur, and your exclusive remedy, shall be limited to an amount equivalent to the Subscription Fee paid to date in relation to your use for the relevant year of the Service or where you are a Licensee, your only remedy will be to terminate your use of the Service.
6.2           The Company will not be liable for any business losses such as lost data, lost profits or business interruption arising from your (or your Users’) use or inability to use the Service or from any action taken (or refrained from being taken) as a result of using the Service.
6.3           Notwithstanding the above provisions of this clause 6, the Company’s liability will not be limited in the case of fraud or for death or personal injury caused by the Company’s negligence.

7              Privacy Policy

7.1           The information that you provide about yourself to the Company will only be used by the Company in accordance with its privacy policy. Please read the Privacy policy carefully and if you have any questions please email:  info@checkmyagreement.co.uk

8              Notices

8.1           All notices shall be given to the Company via email at: info@checkmyagreement.co.uk or by post at Unit 5 Ray Street Enterprise Centre, Ray Street, Huddersfield HD1 6BL; or to you at either the email or postal address you provide during any ordering process.
8.2           Notice will be deemed received when an email is received (or else on the next business day if it is received on a weekend or a public holiday in the place of receipt) or 3 days after the date of posting.

9              Links

9.1           The Service contains links to other web sites and resources, either directly or through frames and, where possible, the Company will make clear where such links are being made. Independent third parties provide these sites and the Company is not responsible and shall not be liable for the availability or content of these outside resources.

10           Termination

10.1         This agreement and your access to the Service may be terminated immediately if you are in breach of this agreement.
10.2         You may terminate this agreement and receive a pro-rata refund if the Service is discontinued or if we are in material breach of this agreement and the breach is not remedied within the period of 14 days after written notice of the breach has been given to us.

11           General

11.1         We may transfer and/or assign our rights and/or our obligations under this agreement. This will not affect your rights under this agreement. You may not transfer any of your rights or obligations under this agreement.
11.2         Nothing in this agreement shall confer your rights on any other person.
11.3         If you breach this agreement and we ignore this, we will still be entitled to use our rights and remedies at a later date or in any other situation where you breach this agreement.
11.4         This agreement, together with the members agreement (if applicable), the privacy policy and any additional terms on the Service, represents the entire terms agreed between the parties in relation to its subject matter and may be amended only by our agreement in writing.
11.5         This agreement shall be governed by English law.
11.6         We will try to solve any disagreements quickly and efficiently. If you want to take court proceedings in relation to this agreement you must do so in England.
Disclaimer | Terms & Conditions | Privacy Statement